Updated daily · Ottawa from $3–4K/mo

Buy Ottawa homes for $3,000–$4,000 a month.

Whether it's your first place or your fifth, we find the Ottawa homes you can actually own for $3,000–$4,000 a month — and do the math so you know it works before you book a showing.

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01 / AFFORD

Know your real monthly

Mortgage, tax, and insurance in one honest number — see what a place actually costs to own.

02 / SAVE

First-time buyer perks built in

We factor the Ontario land-transfer rebate so your cash-to-close is the real figure, not a guess.

03 / MOVE

Best value, first

The homes you can own for $3,000–$4,000 a month, sent to you before the weekend open houses.

01 / FILTER

Only the cash-flowers

Duplexes and big-bedroom houses with low carrying costs and room to rent by the unit or the room.

02 / VERIFY

Real costs, not brochure math

Vacancy and maintenance reserves built into every number, so the cash flow is honest.

03 / ALERT

First look, every week

New deals that clear the math, in your inbox before they hit the open-house circuit.

Affordability Calculator

OTTAWA · MONTHLY
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Recently sold · proof of value

Where smart money has bought in Ottawa.

Real Ottawa homes you can own for $3,000–$4,000 a month. Smart buys whether you live in them or rent them out — numbers run the honest way.
SOLD CONDITIONAL · $529,999
105 Jolliet Ave, Vanier
Duplex + 3rd unit · 4 bed / 3 bath · 14 rooms · 8 parking
Three income streams · fully tenanted
$5,200/mo coming in. After every expense and reserve, it still pays you.
Sold price
$529,999
Gross rent
$5,200/mo
Cash flow
+$1,590/mo
Cash-on-cash
16.7%
Cap rate
8.7%
Rooms
14
Three units (upper, main, lower) renting at $1,900 / $2,000 / $1,300. Cap rate shown after an 8% vacancy + maintenance reserve — more conservative than the listing sheet's 9.6%, and it still clears.
SOLD · FEB 2026
126 Vachon Ave, Vanier
Duplex · 4 bed / 2 bath · 8+1 rooms · 5 parking
Bought $16,500 under list
Listed at $569,000 — closed at $552,500, and it still pays.
Sold price
$552,500
Est. monthly rent
$3,400
Monthly cash flow
+$70
Cap rate
5.2%
Cash flow shown on cautious two-unit rents. The extra room (8+1 layout) pushes it past +$500/mo at market — upside the next owner gets to capture.

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Last updated: June 2026

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